entityType = "role"
schemaVersion = "role.v1"
slug = "role-13-2072-00"
socCode = "13-2072.00"
title = "Loan Officers"
summary = "Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, loan underwriters, and payday loan officers."
aliases = ["Commercial Loan Officer", "Financial Aid Counselor", "Loan Counselor", "Loan Officer", "Commercial Banker", "Corporate Banking Officer", "Financial Aid Advisor", "Financial Aid Officer", "Financial Counselor", "Mortgage Loan Officer", "Agricultural Loan Officer", "Bank Officer"]
emergingTasks = []

[preparation]
jobZone = "4"
jobZoneName = "Job Zone Four: Considerable Preparation Needed"
education = "Most of these occupations require a four-year bachelor's degree, but some do not."
experience = "A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified."
svpRange = "(7.0 to < 8.0)"

[[preparation.educationDistribution]]
label = "Bachelor's Degree"
percentage = 68.74

[[preparation.educationDistribution]]
label = "Some College Courses"
percentage = 12.83

[[preparation.educationDistribution]]
label = "Associate's Degree (or other 2-year degree)"
percentage = 11.18

[[preparation.educationDistribution]]
label = "High School Diploma"
percentage = 6.13

[[preparation.educationDistribution]]
label = "Post-Baccalaureate Certificate"
percentage = 1.12

[educationLevel]
category = "Bachelor's degree"
slug = "bachelor-s-degree"

[market]
medianWage = 74180
meanWage = 86020
pct10Wage = 38490
pct25Wage = 50460
pct75Wage = 101920
pct90Wage = 145780
employment = 290530
areaTitle = "U.S."

[industries]
count = 14

[[industries.top]]
naics = "52"
slug = "52"
title = "Finance and Insurance"
level = "Sector"
employment = 244580
medianWage = 73640
lq = 20.85

[[industries.top]]
naics = "55"
slug = "55"
title = "Management of Companies and Enterprises"
level = "Sector"
employment = 12350
medianWage = 75750
lq = 2.33

[[industries.top]]
naics = "44-45"
slug = "44-45"
title = "Retail Trade"
level = "Sector"
employment = 11550
medianWage = 101630
lq = 0.39

[[industries.top]]
naics = "53"
slug = "53"
title = "Real Estate and Rental and Leasing"
level = "Sector"
employment = 5070
medianWage = 95460
lq = 1.14

[[industries.top]]
naics = "54"
slug = "54"
title = "Professional, Scientific, and Technical Services"
level = "Sector"
employment = 5040
medianWage = 66970
lq = 0.25

[[industries.top]]
naics = "61"
slug = "61"
title = "Educational Services"
level = "Sector"
employment = 2490
medianWage = 57100
lq = 0.1

[[industries.top]]
naics = "56"
slug = "56"
title = "Administrative and Support and Waste Management and Remediation Services"
level = "Sector"
employment = 1350
lq = 0.08

[[industries.top]]
naics = "81"
slug = "81"
title = "Other Services (except Public Administration)"
level = "Sector"
employment = 690
medianWage = 68450
lq = 0.08

[[industries.top]]
naics = "23"
slug = "23"
title = "Construction"
level = "Sector"
employment = 480
medianWage = 70590
lq = 0.03

[[industries.top]]
naics = "62"
slug = "62"
title = "Health Care and Social Assistance"
level = "Sector"
employment = 280
medianWage = 58770
lq = 0.01

[[industries.top]]
naics = "51"
slug = "51"
title = "Information"
level = "Sector"
employment = 220
medianWage = 77960
lq = 0.04

[[industries.top]]
naics = "561320"
slug = "561320"
title = "Temporary Help Services"
level = "National industry"
employment = 190
medianWage = 57170
lq = 0.04

[[industries.concentrated]]
naics = "52"
slug = "52"
title = "Finance and Insurance"
level = "Sector"
employment = 244580
lq = 20.85

[[industries.concentrated]]
naics = "55"
slug = "55"
title = "Management of Companies and Enterprises"
level = "Sector"
employment = 12350
lq = 2.33

[[industries.concentrated]]
naics = "53"
slug = "53"
title = "Real Estate and Rental and Leasing"
level = "Sector"
employment = 5070
lq = 1.14

[[industries.concentrated]]
naics = "44-45"
slug = "44-45"
title = "Retail Trade"
level = "Sector"
employment = 11550
lq = 0.39

[[industries.concentrated]]
naics = "54"
slug = "54"
title = "Professional, Scientific, and Technical Services"
level = "Sector"
employment = 5040
lq = 0.25

[[industries.concentrated]]
naics = "61"
slug = "61"
title = "Educational Services"
level = "Sector"
employment = 2490
lq = 0.1

[[industries.concentrated]]
naics = "56"
slug = "56"
title = "Administrative and Support and Waste Management and Remediation Services"
level = "Sector"
employment = 1350
lq = 0.08

[[industries.concentrated]]
naics = "81"
slug = "81"
title = "Other Services (except Public Administration)"
level = "Sector"
employment = 690
lq = 0.08

[aiOutlook]
teleworkable = false
usageRelease = "2026-01-15-v4-plus-2025-03-27-v2"

[aiOutlook.index]
value = 88
percentile = 93
band = "High"
version = "ai-exposure-index-v1"
componentCount = 3

[[aiOutlook.index.components]]
percentile = 95
source = "felten_aioe"

[[aiOutlook.index.components]]
percentile = 90
source = "openai_gpts_are_gpts"

[[aiOutlook.index.components]]
percentile = 79
source = "microsoft_working_with_ai"

[aiOutlook.freyHistorical]
source = "frey"
label = "Computerization probability (Frey & Osborne, 2013)"
value = 0.98
percentile = 97
band = "High"
note = "A pre-LLM (2013) estimate of how automatable this job is by computerization and robotics. Shown for historical context only — it is not part of any current AI ranking."

[aiOutlook.eloundou]
alpha = 0.20454545454545456
beta = 0.5909090909090909
gamma = 0.9772727272727273

[aiOutlook.bls]
growthPercent = 1.7
growthPercentile = 38
direction = "About average"
annualOpeningsThousands = 20.3
annualOpeningsPercentile = 78
employment2024Thousands = 301.4
employment2034Thousands = 306.5

[[aiOutlook.exposure]]
source = "felten_aioe"
label = "Overall AI exposure (Felten et al.)"
value = 1.385739
percentile = 95
band = "High"
note = "How much this job's abilities overlap with what AI systems can do, across many AI capabilities. A relative research score, not a forecast of job loss."

[[aiOutlook.exposure]]
source = "eloundou_gamma"
label = "LLM task exposure, γ (OpenAI / Eloundou)"
value = 0.9772727272727273
percentile = 90
band = "High"
note = "Share of this job's tasks where a large language model plus simple tools could cut the time to do them by at least half. γ is capped at 1.0 and many jobs reach that ceiling, so treat a top score as 'in the top group', not a precise rank."

[[aiOutlook.exposure]]
source = "microsoft_applicability"
label = "AI assistant applicability (Microsoft)"
value = 0.24707584534219934
percentile = 79
band = "High"
note = "How applicable today's AI assistants are to this job's activities, measured from real Microsoft Copilot conversations. Applicability is not the same as replacement."

[[aiOutlook.usageTasks]]
task = "Explain to customers the different types of loans and credit options that are available, as well as the terms of those services."
usagePercent = 0.05217555636808828
importance = 4.33

[[aiOutlook.usageTasks]]
task = "Counsel clients on personal and family financial problems, such as excessive spending or borrowing of funds."
usagePercent = 0.03338003114100136

[[aiOutlook.usageTasks]]
task = "Calculate amount of debt and funds available to plan methods of payoff and to estimate time for debt liquidation."
usagePercent = 0.02516340809090872

[[aiOutlook.usageTasks]]
task = "Work with clients to identify their financial goals and to find ways of reaching those goals."
usagePercent = 0.0134547202445267
importance = 3.97

[[aiOutlook.usageTasks]]
task = "Assist in selection of financial award candidates using electronic databases to certify loan eligibility."
usagePercent = 0.01304388909202207

[[aiOutlook.usageTasks]]
task = "Market bank products to individuals and firms, promoting bank services that may meet customers' needs."
usagePercent = 0.007908499685714167
importance = 3.79

[[aiOutlook.sources]]
source = "bls_employment_projections"
version = "2024-2034"

[[aiOutlook.sources]]
source = "dingel_neiman"
version = "dingel-neiman-workathome"

[[aiOutlook.sources]]
source = "felten_aioe"
version = "felten-raj-seamans-aioe"

[[aiOutlook.sources]]
source = "frey_osborne"
version = "frey-osborne-automation"

[[aiOutlook.sources]]
source = "microsoft_working_with_ai"
version = "working-with-ai"

[[aiOutlook.sources]]
source = "openai_gpts_are_gpts"
version = "gpts-are-gpts"

[aiPlaybook]
trustedTaskCount = 4
taskCount = 8
totalSample = 806
autonomyMedian = 4
dominantCollaboration = "learning"
automationShare = 21.95
augmentationShare = 63.61
workUsePercent = 16.67
release = "2026-01-15-v4-plus-2025-03-27-v2"

[[aiPlaybook.collaboration]]
label = "learning"
percent = 45.56

[[aiPlaybook.collaboration]]
label = "directive"
percent = 18.89

[[aiPlaybook.collaboration]]
label = "task iteration"
percent = 15.69

[[aiPlaybook.collaboration]]
label = "feedback loop"
percent = 3.06

[[aiPlaybook.collaboration]]
label = "validation"
percent = 2.36

[[aiPlaybook.useCase]]
label = "personal"
percent = 78.75

[[aiPlaybook.useCase]]
label = "work"
percent = 16.67

[[aiPlaybook.delegatedTasks]]
task = "Explain to customers the different types of loans and credit options that are available, as well as the terms of those services."
usagePercent = 0.05950743842980372
collaboration = "learning"
autonomyMedian = 3
sampleCount = 595

[[aiPlaybook.delegatedTasks]]
task = "Analyze potential loan markets and develop referral networks to locate prospects for loans."
usagePercent = 0.004400550068758595
collaboration = "task iteration"
autonomyMedian = 4
sampleCount = 44

[[aiPlaybook.delegatedTasks]]
task = "Handle customer complaints and take appropriate action to resolve them."
usagePercent = 0.0043005375671959
autonomyMedian = 4
sampleCount = 43

[[aiPlaybook.delegatedTasks]]
task = "Market bank products to individuals and firms, promoting bank services that may meet customers' needs."
usagePercent = 0.003800475059382423
autonomyMedian = 4
sampleCount = 38

[[aiPlaybook.boundaryTasks]]
task = "Analyze potential loan markets and develop referral networks to locate prospects for loans."
humanNeededPercent = 100
sampleCount = 44

[[aiPlaybook.boundaryTasks]]
task = "Market bank products to individuals and firms, promoting bank services that may meet customers' needs."
humanNeededPercent = 100
sampleCount = 38

[[aiPlaybook.boundaryTasks]]
task = "Explain to customers the different types of loans and credit options that are available, as well as the terms of those services."
humanNeededPercent = 98.99159663865547
sampleCount = 595

[[aiPlaybook.boundaryTasks]]
task = "Handle customer complaints and take appropriate action to resolve them."
humanNeededPercent = 97.67441860465115
sampleCount = 43

[[aiPlaybook.seedPrompts]]
prompt = "Teach me how to explain to customers the different types of loans and credit options that are available, as well as the terms of those services, then check my work as I try it myself."
collaboration = "learning"

[[aiPlaybook.seedPrompts]]
prompt = "Let's work through this together, step by step: analyze potential loan markets and develop referral networks to locate prospects for loans. I'll give feedback as we go."
collaboration = "task iteration"

[[aiPlaybook.seedPrompts]]
prompt = "Help me with this part of my job: handle customer complaints and take appropriate action to resolve them"

[[aiPlaybook.seedPrompts]]
prompt = "Help me with this part of my job: market bank products to individuals and firms, promoting bank services that may meet customers' needs"

[counts]
tasks = 30
skills = 45
capabilities = 120
tools = 88
relatedRoles = 20

[source]
dataset = "gold.onet_role_starter_surface"
version = "30.3"
generatedAt = "2026-06-02T21:00:32.945303+00:00"
contentHash = "a41503febb12c8bb"

[[tasks]]
text = "Meet with applicants to obtain information for loan applications and to answer questions about the process."
type = "Core"
iwa = "4.A.1.a.1.w"

[[tasks]]
text = "Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans."
type = "Core"
iwa = "4.A.2.a.1.i"

[[tasks]]
text = "Approve loans within specified limits, and refer loan applications outside those limits to management for approval."
type = "Core"
iwa = "4.A.2.b.1.c"

[[tasks]]
text = "Explain to customers the different types of loans and credit options that are available, as well as the terms of those services."
type = "Core"
iwa = "4.A.4.a.1.d"

[[tasks]]
text = "Submit applications to credit analysts for verification and recommendation."
type = "Core"
iwa = "4.A.4.c.1.c"

[[tasks]]
text = "Review loan agreements to ensure that they are complete and accurate according to policy."
type = "Core"
iwa = "4.A.2.a.2.a"

[[tasks]]
text = "Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information."
type = "Core"
iwa = "4.A.1.a.1.d"

[[tasks]]
text = "Review and update credit and loan files."
type = "Core"
iwa = "4.A.2.a.3.c"

[[tasks]]
text = "Work with clients to identify their financial goals and to find ways of reaching those goals."
type = "Core"
iwa = "4.A.2.b.2.h"

[[tasks]]
text = "Handle customer complaints and take appropriate action to resolve them."
type = "Core"
iwa = "4.A.4.a.8.c"

[[tasks]]
text = "Supervise loan personnel."
type = "Supplemental"
iwa = "4.A.4.b.4.a"

[[tasks]]
text = "Stay abreast of new types of loans and other financial services and products to better meet customers' needs."
type = "Core"
iwa = "4.A.2.b.3.a"

[[activities]]
name = "Verify application data to determine program eligibility."
iwa = "4.A.2.a.2.e"

[[activities]]
name = "Authorize financial actions."
iwa = "4.A.2.b.1.c"

[[activities]]
name = "Compute debt repayment schedules."
iwa = "4.A.1.b.3.c"

[[activities]]
name = "Confer with others about financial matters."
iwa = "4.A.4.b.1.c"

[[activities]]
name = "Correspond with customers to answer questions or resolve complaints."
iwa = "4.A.4.a.8.c"

[[activities]]
name = "Inform individuals or organizations of status or findings."
iwa = "4.A.4.a.3.c"

[[activities]]
name = "Advise others on financial matters."
iwa = "4.A.4.b.6.k"

[[activities]]
name = "Develop financial plans for clients."
iwa = "4.A.2.b.2.h"

[[activities]]
name = "Educate clients on financial planning topics."
iwa = "4.A.4.a.1.d"

[[activities]]
name = "Maintain data in information systems or databases."
iwa = "4.A.3.b.6.h"

[[activities]]
name = "Assess financial status of clients."
iwa = "4.A.2.a.1.i"

[[activities]]
name = "Recommend products or services to customers."
iwa = "4.A.4.b.6.b"

[[activities]]
name = "Examine financial records."
iwa = "4.A.2.a.3.c"

[[activities]]
name = "Verify accuracy of records."
iwa = "4.A.2.a.2.a"

[[activities]]
name = "Interview clients to gather financial information."
iwa = "4.A.1.a.1.w"

[[activities]]
name = "Interpret financial information for others."
iwa = "4.A.4.a.1.d"

[[activities]]
name = "Gather financial records."
iwa = "4.A.1.a.1.d"

[[activities]]
name = "Verify accuracy of financial information."
iwa = "4.A.2.a.2.a"

[[activities]]
name = "Update professional knowledge."
iwa = "4.A.2.b.3.a"

[[activities]]
name = "Submit financial applications."
iwa = "4.A.4.c.1.c"

[[activities]]
name = "Market products, services, or events."
iwa = "4.A.4.a.6.c"

[[activities]]
name = "Supervise employees."
iwa = "4.A.4.b.4.a"

[[activities]]
name = "Establish organizational guidelines or policies."
iwa = "4.A.2.b.4.a"

[[activities]]
name = "Analyze market conditions or trends."
iwa = "4.A.2.a.4.b"

[[activities]]
name = "Prepare financial documents, reports, or budgets."
iwa = "4.A.3.b.6.a"

[[capabilities]]
name = "Customer and Personal Service"
family = "knowledge"
value = 4.7

[[capabilities]]
name = "Active Listening"
family = "essential_skill"
value = 4

[[capabilities]]
name = "Speaking"
family = "essential_skill"
value = 4

[[capabilities]]
name = "Oral Comprehension"
family = "ability"
value = 4

[[capabilities]]
name = "Written Comprehension"
family = "ability"
value = 4

[[capabilities]]
name = "Oral Expression"
family = "ability"
value = 4

[[capabilities]]
name = "Reading Comprehension"
family = "essential_skill"
value = 3.88

[[capabilities]]
name = "Judgment and Decision Making"
family = "transferable_skill"
value = 3.88

[[capabilities]]
name = "Written Expression"
family = "ability"
value = 3.88

[[capabilities]]
name = "Near Vision"
family = "ability"
value = 3.88

[[capabilities]]
name = "Economics and Accounting"
family = "knowledge"
value = 3.86

[[capabilities]]
name = "English Language"
family = "knowledge"
value = 3.77

[[capabilities]]
name = "Critical Thinking"
family = "essential_skill"
value = 3.75

[[capabilities]]
name = "Problem Sensitivity"
family = "ability"
value = 3.75

[[capabilities]]
name = "Deductive Reasoning"
family = "ability"
value = 3.75

[[capabilities]]
name = "Inductive Reasoning"
family = "ability"
value = 3.75

[[capabilities]]
name = "Speech Recognition"
family = "ability"
value = 3.75

[[capabilities]]
name = "Speech Clarity"
family = "ability"
value = 3.75

[[capabilities]]
name = "Mathematics"
family = "knowledge"
value = 3.69

[[capabilities]]
name = "Sales and Marketing"
family = "knowledge"
value = 3.47

[[capabilities]]
name = "Writing"
family = "essential_skill"
value = 3.38

[[capabilities]]
name = "Law and Government"
family = "knowledge"
value = 3.28

[[capabilities]]
name = "Mathematics"
family = "essential_skill"
value = 3.25

[[capabilities]]
name = "Social Perceptiveness"
family = "transferable_skill"
value = 3.25

[[capabilities]]
name = "Complex Problem Solving"
family = "transferable_skill"
value = 3.25

[[capabilities]]
name = "Mathematical Reasoning"
family = "ability"
value = 3.25

[[capabilities]]
name = "Number Facility"
family = "ability"
value = 3.25

[[capabilities]]
name = "Administration and Management"
family = "knowledge"
value = 3.14

[[capabilities]]
name = "Active Learning"
family = "essential_skill"
value = 3.12

[[capabilities]]
name = "Time Management"
family = "transferable_skill"
value = 3.12

[[capabilities]]
name = "Information Ordering"
family = "ability"
value = 3.12

[[capabilities]]
name = "Service Orientation"
family = "transferable_skill"
value = 3

[[capabilities]]
name = "Fluency of Ideas"
family = "ability"
value = 3

[[capabilities]]
name = "Category Flexibility"
family = "ability"
value = 3

[[capabilities]]
name = "Selective Attention"
family = "ability"
value = 3

[[capabilities]]
name = "Monitoring"
family = "essential_skill"
value = 2.88

[[capabilities]]
name = "Coordination"
family = "transferable_skill"
value = 2.88

[[capabilities]]
name = "Persuasion"
family = "transferable_skill"
value = 2.88

[[capabilities]]
name = "Negotiation"
family = "transferable_skill"
value = 2.88

[[capabilities]]
name = "Instructing"
family = "transferable_skill"
value = 2.88

[[skills]]
name = "Active Listening"
type = "Common Skill"

[[skills]]
name = "Reading Comprehension"
type = "Common Skill"

[[skills]]
name = "English Language"
type = "Common Skill"

[[skills]]
name = "Speech Recognition"
type = "Specialized Skill"

[[skills]]
name = "Inductive Reasoning"
type = "Common Skill"

[[skills]]
name = "Deductive Reasoning"
type = "Common Skill"

[[skills]]
name = "Critical Thinking"
type = "Common Skill"

[[skills]]
name = "Mathematics"
type = "Common Skill"

[[skills]]
name = "Microsoft Outlook"
type = "Common Skill"

[[skills]]
name = "Microsoft Excel"
type = "Common Skill"

[[skills]]
name = "Writing"
type = "Common Skill"

[[skills]]
name = "Social Perceptiveness"
type = "Common Skill"

[[skills]]
name = "Complex Problem Solving"
type = "Common Skill"

[[skills]]
name = "Time Management"
type = "Common Skill"

[[skills]]
name = "Information Ordering"
type = "Specialized Skill"

[[skills]]
name = "Active Learning"
type = "Common Skill"

[[skills]]
name = "Microsoft Word"
type = "Common Skill"

[[skills]]
name = "Microsoft PowerPoint"
type = "Common Skill"

[[skills]]
name = "Microsoft Access"
type = "Specialized Skill"

[[skills]]
name = "Negotiation"
type = "Common Skill"

[[skills]]
name = "Instructing"
type = "Specialized Skill"

[[skills]]
name = "Learning Strategies"
type = "Specialized Skill"

[[skills]]
name = "Systems Analysis"
type = "Specialized Skill"

[[skills]]
name = "Psychology"
type = "Specialized Skill"

[[skills]]
name = "Tax Software"
type = "Specialized Skill"

[[skills]]
name = "Microsoft Internet Explorer"
type = "Common Skill"

[[skills]]
name = "Microsoft Dynamics"
type = "Specialized Skill"

[[skills]]
name = "LexisNexis"
type = "Specialized Skill"

[[skills]]
name = "IBM Notes"
type = "Specialized Skill"

[[skills]]
name = "Finger Dexterity"
type = "Common Skill"

[[skills]]
name = "Calyx Point"
type = "Specialized Skill"

[[skills]]
name = "Visualization"
type = "Specialized Skill"

[[skills]]
name = "Telecommunications"
type = "Specialized Skill"

[[skills]]
name = "Foreign Language"
type = "Common Skill"

[[skills]]
name = "Geography"
type = "Specialized Skill"

[[skills]]
name = "Depth Perception"
type = "Common Skill"

[[skills]]
name = "Biology"
type = "Specialized Skill"

[[skills]]
name = "Physics"
type = "Specialized Skill"

[[skills]]
name = "Chemistry"
type = "Specialized Skill"

[[skills]]
name = "Presentation Software"
type = "Specialized Skill"

[[tools]]
example = "Microsoft Excel"
category = "Spreadsheet software"
hot = true
inDemand = true

[[tools]]
example = "Microsoft Office software"
category = "Office suite software"
hot = true
inDemand = true

[[tools]]
example = "Microsoft Outlook"
category = "Electronic mail software"
hot = true
inDemand = true

[[tools]]
example = "Microsoft Access"
category = "Data base user interface and query software"
hot = true
inDemand = false

[[tools]]
example = "Microsoft PowerPoint"
category = "Presentation software"
hot = true
inDemand = false

[[tools]]
example = "Microsoft Word"
category = "Word processing software"
hot = true
inDemand = false

[[tools]]
example = "Oracle PeopleSoft"
category = "Enterprise resource planning ERP software"
hot = true
inDemand = false

[[tools]]
example = "SAP software"
category = "Enterprise resource planning ERP software"
hot = true
inDemand = false

[[tools]]
example = "Zoom"
category = "Video conferencing software"
hot = true
inDemand = false

[[tools]]
example = "1003 Uniform Residential Loan Application"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Amortization loan software"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Bankers Systems Rembrandt Lending System"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Bottom Line LoanMaster Loan Servicing"
category = "Accounting software"
hot = false
inDemand = false

[[tools]]
example = "California Infinite LPS"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Calyx Point"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "CGI-AMS BureauLink Enterprise"
category = "Information retrieval or search software"
hot = false
inDemand = false

[[tools]]
example = "CGI-AMS CACS Enterprise"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "CGI-AMS Strata"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Click1003 Online Mortgage Application"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Common business oriented language COBOL"
category = "Development environment software"
hot = false
inDemand = false

[[tools]]
example = "Credit and risk analysis software"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Credit fraud detection software"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Credit underwriting software"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Customer information control system CICS"
category = "Transaction server software"
hot = false
inDemand = false

[[tools]]
example = "Datatel Colleague"
category = "Enterprise resource planning ERP software"
hot = false
inDemand = false

[[tools]]
example = "Delphi Discovery"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Dun and Bradstreet Global DecisionMaker"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Dynamic Loanledger"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "eCredit Enterprise"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "EDExpress"
category = "Data base user interface and query software"
hot = false
inDemand = false

[[tools]]
example = "Ellie Mae Contour"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Ellie Mae Genesis"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "ELM Resources ELM"
category = "Data base user interface and query software"
hot = false
inDemand = false

[[tools]]
example = "EMT Applications CounselorMax"
category = "Data base user interface and query software"
hot = false
inDemand = false

[[tools]]
example = "eOriginal eCore Business Suite"
category = "Document management software"
hot = false
inDemand = false

[[tools]]
example = "Equifax Advanced Decisioning"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Equifax Application Engine"
category = "Content workflow software"
hot = false
inDemand = false

[[tools]]
example = "Equifax InterConnect"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Experian Credinomics"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Experian Detect"
category = "Financial analysis software"
hot = false
inDemand = false

[[workContext]]
name = "Telephone Conversations"
value = 5

[[workContext]]
name = "E-Mail"
value = 5

[[workContext]]
name = "Indoors, Environmentally Controlled"
value = 5

[[workContext]]
name = "Face-to-Face Discussions with Individuals and Within Teams"
value = 4.89

[[workContext]]
name = "Contact With Others"
value = 4.83

[[workContext]]
name = "Frequency of Decision Making"
value = 4.8

[[workContext]]
name = "Spend Time Sitting"
value = 4.61

[[workContext]]
name = "Deal With External Customers or the Public in General"
value = 4.55

[[workContext]]
name = "Work With or Contribute to a Work Group or Team"
value = 4.53

[[workContext]]
name = "Importance of Being Exact or Accurate"
value = 4.5

[[workContext]]
name = "Impact of Decisions on Co-workers or Company Results"
value = 4.49

[[workContext]]
name = "Freedom to Make Decisions"
value = 4.43

[[workContext]]
name = "Determine Tasks, Priorities and Goals"
value = 4.39

[[workContext]]
name = "Written Letters and Memos"
value = 4.23

[[workContext]]
name = "Time Pressure"
value = 4.12

[[workContext]]
name = "Level of Competition"
value = 4.06

[[workContext]]
name = "Coordinate or Lead Others in Accomplishing Work Activities"
value = 3.9

[[workContext]]
name = "Work Outcomes and Results of Other Workers"
value = 3.6

[[workContext]]
name = "Importance of Repeating Same Tasks"
value = 3.45

[[workContext]]
name = "Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls"
value = 3.39

[[workContext]]
name = "Dealing With Unpleasant, Angry, or Discourteous People"
value = 3.32

[[workContext]]
name = "Degree of Automation"
value = 3.2

[[workContext]]
name = "Conflict Situations"
value = 3.19

[[workContext]]
name = "Physical Proximity"
value = 3.14

[[workContext]]
name = "Consequence of Error"
value = 3.01

[[workContext]]
name = "Exposed to Sounds, Noise Levels that are Distracting or Uncomfortable"
value = 2.92

[[workContext]]
name = "Health and Safety of Other Workers"
value = 2.63

[[workContext]]
name = "Spend Time Making Repetitive Motions"
value = 2.58

[[workContext]]
name = "Public Speaking"
value = 2.34

[[workContext]]
name = "Spend Time Standing"
value = 2.16

[[workContext]]
name = "Indoors, Not Environmentally Controlled"
value = 2.15

[[workContext]]
name = "In an Enclosed Vehicle or Operate Enclosed Equipment"
value = 2.03

[[workContext]]
name = "Outdoors, Exposed to All Weather Conditions"
value = 1.92

[[workContext]]
name = "Spend Time Walking or Running"
value = 1.74

[[workContext]]
name = "Spend Time Bending or Twisting Your Body"
value = 1.53

[[workContext]]
name = "Dealing with Violent or Physically Aggressive People"
value = 1.45

[[workContext]]
name = "Exposed to Extremely Bright or Inadequate Lighting Conditions"
value = 1.45

[[workContext]]
name = "Outdoors, Under Cover"
value = 1.41

[[workContext]]
name = "Exposed to Disease or Infections"
value = 1.37

[[workContext]]
name = "Pace Determined by Speed of Equipment"
value = 1.36

[[personFit]]
name = "Conventional"
family = "career_interest_type"
value = 6.08

[[personFit]]
name = "Finance"
family = "specific_interest_area"
value = 5.82

[[personFit]]
name = "Office Work"
family = "specific_interest_area"
value = 5.3

[[personFit]]
name = "Dependability"
family = "work_style"
value = 5

[[personFit]]
name = "Enterprising"
family = "career_interest_type"
value = 4.98

[[personFit]]
name = "Accounting"
family = "specific_interest_area"
value = 4.47

[[personFit]]
name = "Sales"
family = "specific_interest_area"
value = 4.25

[[personFit]]
name = "Attention to Detail"
family = "work_style"
value = 4

[[personFit]]
name = "Management/Administration"
family = "specific_interest_area"
value = 3.84

[[personFit]]
name = "Social"
family = "career_interest_type"
value = 3.65

[[personFit]]
name = "Professional Advising"
family = "specific_interest_area"
value = 3.38

[[personFit]]
name = "Business Initiatives"
family = "specific_interest_area"
value = 3

[[personFit]]
name = "Integrity"
family = "work_style"
value = 3

[[personFit]]
name = "Personal Service"
family = "specific_interest_area"
value = 2.89

[[personFit]]
name = "Public Speaking"
family = "specific_interest_area"
value = 2.82

[[personFit]]
name = "Law"
family = "specific_interest_area"
value = 2.8

[[relatedRoles]]
socCode = "43-4131.00"
slug = "role-43-4131-00"
title = "Loan Interviewers and Clerks"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "13-2071.00"
slug = "role-13-2071-00"
title = "Credit Counselors"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "13-2041.00"
slug = "role-13-2041-00"
title = "Credit Analysts"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "43-4041.00"
slug = "role-43-4041-00"
title = "Credit Authorizers, Checkers, and Clerks"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "13-2052.00"
slug = "role-13-2052-00"
title = "Personal Financial Advisors"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "41-3031.00"
slug = "role-41-3031-00"
title = "Securities, Commodities, and Financial Services Sales Agents"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "11-3031.00"
slug = "role-11-3031-00"
title = "Financial Managers"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "13-2051.00"
slug = "role-13-2051-00"
title = "Financial and Investment Analysts"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "43-4141.00"
slug = "role-43-4141-00"
title = "New Accounts Clerks"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "43-3011.00"
slug = "role-43-3011-00"
title = "Bill and Account Collectors"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "43-4011.00"
slug = "role-43-4011-00"
title = "Brokerage Clerks"
tier = "Supplemental"

[[relatedRoles]]
socCode = "13-2053.00"
slug = "role-13-2053-00"
title = "Insurance Underwriters"
tier = "Supplemental"

[[careerClusters]]
cluster = "Financial Services"
slug = "financial-services"

[[studyPrograms]]
title = "Business, Management, Marketing, and Related Support Services"
slug = "business-management-marketing-and-related-support-services"

[[aiSignals]]
source = "frey_osborne"
label = "Computerization probability"
score = 0.98
scale = "0-1 probability"
release = "2013-baseline-2016-employment-snapshot"

[[aiSignals]]
source = "felten_aioe"
label = "AI occupational exposure"
score = 1.385739
scale = "relative exposure score"
release = "2021-plus-generative-ai-workbooks"

[[aiSignals]]
source = "felten_image_generation_aioe"
label = "Image generation occupational exposure"
score = 0.3298389
scale = "relative exposure score"
release = "2021-plus-generative-ai-workbooks"

[[aiSignals]]
source = "felten_language_modeling_aioe"
label = "Language modeling occupational exposure"
score = 1.477458
scale = "relative exposure score"
release = "2021-plus-generative-ai-workbooks"
