entityType = "role"
schemaVersion = "role.v1"
slug = "role-13-2071-00"
socCode = "13-2071.00"
title = "Credit Counselors"
summary = "Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling."
aliases = ["Certified Consumer Credit and Housing Counselor", "Certified Credit Counselor", "Credit Counselor", "Housing Counselor", "Accredited Financial Counselor", "Certified Credit Consultant", "Certified Credit and Housing Counselor", "Financial Health Counselor", "Personal Finance Counselor", "Branch Credit Counselor", "Consumer Credit Counselor", "Consumer Lending Manager"]
emergingTasks = []

[preparation]
jobZone = "4"
jobZoneName = "Job Zone Four: Considerable Preparation Needed"
education = "Most of these occupations require a four-year bachelor's degree, but some do not."
experience = "A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified."
svpRange = "(7.0 to < 8.0)"

[[preparation.educationDistribution]]
label = "Bachelor's Degree"
percentage = 40

[[preparation.educationDistribution]]
label = "High School Diploma"
percentage = 36

[[preparation.educationDistribution]]
label = "Post-Secondary Certificate"
percentage = 12

[[preparation.educationDistribution]]
label = "Some College Courses"
percentage = 8

[[preparation.educationDistribution]]
label = "Associate's Degree (or other 2-year degree)"
percentage = 4

[educationLevel]
category = "Bachelor's degree"
slug = "bachelor-s-degree"

[market]
medianWage = 50480
meanWage = 55890
pct10Wage = 38980
pct25Wage = 45420
pct75Wage = 61760
pct90Wage = 77920
employment = 28110
areaTitle = "U.S."

[industries]
count = 10

[[industries.top]]
naics = "61"
slug = "61"
title = "Educational Services"
level = "Sector"
employment = 13970
medianWage = 51860
lq = 5.62

[[industries.top]]
naics = "62"
slug = "62"
title = "Health Care and Social Assistance"
level = "Sector"
employment = 3930
medianWage = 50370
lq = 0.93

[[industries.top]]
naics = "52"
slug = "52"
title = "Finance and Insurance"
level = "Sector"
employment = 3920
medianWage = 49580
lq = 3.45

[[industries.top]]
naics = "54"
slug = "54"
title = "Professional, Scientific, and Technical Services"
level = "Sector"
employment = 3480
medianWage = 48380
lq = 1.77

[[industries.top]]
naics = "55"
slug = "55"
title = "Management of Companies and Enterprises"
level = "Sector"
employment = 1330
medianWage = 57700
lq = 2.6

[[industries.top]]
naics = "81"
slug = "81"
title = "Other Services (except Public Administration)"
level = "Sector"
employment = 640
medianWage = 44500
lq = 0.79

[[industries.top]]
naics = "56"
slug = "56"
title = "Administrative and Support and Waste Management and Remediation Services"
level = "Sector"
employment = 310
medianWage = 43560
lq = 0.19

[[industries.top]]
naics = "44-45"
slug = "44-45"
title = "Retail Trade"
level = "Sector"
employment = 250
medianWage = 60000
lq = 0.09

[[industries.top]]
naics = "23"
slug = "23"
title = "Construction"
level = "Sector"
employment = 50
medianWage = 50440

[[industries.top]]
naics = "51"
slug = "51"
title = "Information"
level = "Sector"
employment = 30
medianWage = 46860

[[industries.concentrated]]
naics = "61"
slug = "61"
title = "Educational Services"
level = "Sector"
employment = 13970
lq = 5.62

[[industries.concentrated]]
naics = "52"
slug = "52"
title = "Finance and Insurance"
level = "Sector"
employment = 3920
lq = 3.45

[[industries.concentrated]]
naics = "55"
slug = "55"
title = "Management of Companies and Enterprises"
level = "Sector"
employment = 1330
lq = 2.6

[[industries.concentrated]]
naics = "54"
slug = "54"
title = "Professional, Scientific, and Technical Services"
level = "Sector"
employment = 3480
lq = 1.77

[[industries.concentrated]]
naics = "62"
slug = "62"
title = "Health Care and Social Assistance"
level = "Sector"
employment = 3930
lq = 0.93

[[industries.concentrated]]
naics = "81"
slug = "81"
title = "Other Services (except Public Administration)"
level = "Sector"
employment = 640
lq = 0.79

[[industries.concentrated]]
naics = "56"
slug = "56"
title = "Administrative and Support and Waste Management and Remediation Services"
level = "Sector"
employment = 310
lq = 0.19

[[industries.concentrated]]
naics = "44-45"
slug = "44-45"
title = "Retail Trade"
level = "Sector"
employment = 250
lq = 0.09

[aiOutlook]
teleworkable = true
usageRelease = "2026-01-15-v4-plus-2025-03-27-v2"

[aiOutlook.index]
value = 90
percentile = 95
band = "High"
version = "ai-exposure-index-v1"
componentCount = 3

[[aiOutlook.index.components]]
percentile = 95
source = "felten_aioe"

[[aiOutlook.index.components]]
percentile = 90
source = "openai_gpts_are_gpts"

[[aiOutlook.index.components]]
percentile = 86
source = "microsoft_working_with_ai"

[aiOutlook.freyHistorical]
source = "frey"
label = "Computerization probability (Frey & Osborne, 2013)"
value = 0.04
percentile = 22
band = "Low"
note = "A pre-LLM (2013) estimate of how automatable this job is by computerization and robotics. Shown for historical context only — it is not part of any current AI ranking."

[aiOutlook.eloundou]
alpha = 0.2727272727272727
beta = 0.625
gamma = 0.9772727272727273

[aiOutlook.bls]
growthPercent = 3.3
growthPercentile = 55
direction = "About average"
annualOpeningsThousands = 2.2
annualOpeningsPercentile = 30
employment2024Thousands = 31.8
employment2034Thousands = 32.9

[[aiOutlook.exposure]]
source = "felten_aioe"
label = "Overall AI exposure (Felten et al.)"
value = 1.385381
percentile = 95
band = "High"
note = "How much this job's abilities overlap with what AI systems can do, across many AI capabilities. A relative research score, not a forecast of job loss."

[[aiOutlook.exposure]]
source = "eloundou_gamma"
label = "LLM task exposure, γ (OpenAI / Eloundou)"
value = 0.9772727272727273
percentile = 90
band = "High"
note = "Share of this job's tasks where a large language model plus simple tools could cut the time to do them by at least half. γ is capped at 1.0 and many jobs reach that ceiling, so treat a top score as 'in the top group', not a precise rank."

[[aiOutlook.exposure]]
source = "microsoft_applicability"
label = "AI assistant applicability (Microsoft)"
value = 0.28850171786366574
percentile = 86
band = "High"
note = "How applicable today's AI assistants are to this job's activities, measured from real Microsoft Copilot conversations. Applicability is not the same as replacement."

[[aiOutlook.usageTasks]]
task = "Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions."
usagePercent = 0.16053227284118501
importance = 4.64

[[aiOutlook.usageTasks]]
task = "Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans."
usagePercent = 0.09746969093172397
importance = 4.71

[[aiOutlook.usageTasks]]
task = "Prepare written documents to establish contracts with or communicate financial recommendations to clients."
usagePercent = 0.05145660185120517
importance = 4.48

[[aiOutlook.usageTasks]]
task = "Create debt management plans, spending plans, or budgets to assist clients to meet financial goals."
usagePercent = 0.026601317124674933
importance = 4.76

[[aiOutlook.usageTasks]]
task = "Review changes to financial, family, or employment situations to determine whether changes to existing debt management plans, spending plans, or budgets are needed."
usagePercent = 0.0038001881606678474
importance = 4.04

[[aiOutlook.sources]]
source = "bls_employment_projections"
version = "2024-2034"

[[aiOutlook.sources]]
source = "dingel_neiman"
version = "dingel-neiman-workathome"

[[aiOutlook.sources]]
source = "felten_aioe"
version = "felten-raj-seamans-aioe"

[[aiOutlook.sources]]
source = "frey_osborne"
version = "frey-osborne-automation"

[[aiOutlook.sources]]
source = "microsoft_working_with_ai"
version = "working-with-ai"

[[aiOutlook.sources]]
source = "openai_gpts_are_gpts"
version = "gpts-are-gpts"

[aiPlaybook]
trustedTaskCount = 9
taskCount = 11
totalSample = 2986
autonomyMedian = 3
dominantCollaboration = "learning"
automationShare = 24.38
augmentationShare = 71.58
workUsePercent = 10.4
release = "2026-01-15-v4-plus-2025-03-27-v2"

[[aiPlaybook.collaboration]]
label = "learning"
percent = 40.8

[[aiPlaybook.collaboration]]
label = "task iteration"
percent = 27.58

[[aiPlaybook.collaboration]]
label = "directive"
percent = 21.42

[[aiPlaybook.collaboration]]
label = "validation"
percent = 3.2

[[aiPlaybook.collaboration]]
label = "feedback loop"
percent = 2.96

[[aiPlaybook.useCase]]
label = "personal"
percent = 81.88

[[aiPlaybook.useCase]]
label = "work"
percent = 10.4

[[aiPlaybook.useCase]]
label = "coursework"
percent = 6.19

[[aiPlaybook.delegatedTasks]]
task = "Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans."
usagePercent = 0.07650956369546193
collaboration = "task iteration"
autonomyMedian = 4
sampleCount = 765

[[aiPlaybook.delegatedTasks]]
task = "Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions."
usagePercent = 0.07460932616577072
collaboration = "learning"
autonomyMedian = 3
sampleCount = 746

[[aiPlaybook.delegatedTasks]]
task = "Create debt management plans, spending plans, or budgets to assist clients to meet financial goals."
usagePercent = 0.053506688336042
collaboration = "task iteration"
autonomyMedian = 4
sampleCount = 535

[[aiPlaybook.delegatedTasks]]
task = "Recommend educational materials or resources to clients on matters such as financial planning, budgeting, or credit."
usagePercent = 0.028303537942242777
collaboration = "learning"
autonomyMedian = 4
sampleCount = 283

[[aiPlaybook.delegatedTasks]]
task = "Teach courses or seminars on topics such as budgeting, managing personal finances, or financial literacy."
usagePercent = 0.020002500312539067
collaboration = "directive"
autonomyMedian = 4
sampleCount = 200

[[aiPlaybook.delegatedTasks]]
task = "Explain services or policies to clients, such as debt management program rules, the advantages and disadvantages of using services, or creditor concession policies."
usagePercent = 0.018702337792224025
collaboration = "learning"
autonomyMedian = 3
sampleCount = 187

[[aiPlaybook.delegatedTasks]]
task = "Estimate time for debt repayment given amount of debt, interest rates, and available funds."
usagePercent = 0.009101137642205276
collaboration = "directive"
autonomyMedian = 3
sampleCount = 91

[[aiPlaybook.delegatedTasks]]
task = "Prepare written documents to establish contracts with or communicate financial recommendations to clients."
usagePercent = 0.0071008876109513695
collaboration = "task iteration"
autonomyMedian = 3
sampleCount = 71

[[aiPlaybook.boundaryTasks]]
task = "Explain services or policies to clients, such as debt management program rules, the advantages and disadvantages of using services, or creditor concession policies."
humanNeededPercent = 99.46524064171123
sampleCount = 187

[[aiPlaybook.boundaryTasks]]
task = "Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions."
humanNeededPercent = 99.32975871313673
sampleCount = 746

[[aiPlaybook.boundaryTasks]]
task = "Recommend educational materials or resources to clients on matters such as financial planning, budgeting, or credit."
humanNeededPercent = 98.93992932862191
sampleCount = 283

[[aiPlaybook.boundaryTasks]]
task = "Review changes to financial, family, or employment situations to determine whether changes to existing debt management plans, spending plans, or budgets are needed."
humanNeededPercent = 98.4126984126984
sampleCount = 63

[[aiPlaybook.boundaryTasks]]
task = "Prepare written documents to establish contracts with or communicate financial recommendations to clients."
humanNeededPercent = 97.1830985915493
sampleCount = 71

[[aiPlaybook.boundaryTasks]]
task = "Estimate time for debt repayment given amount of debt, interest rates, and available funds."
humanNeededPercent = 95.6043956043956
sampleCount = 91

[[aiPlaybook.seedPrompts]]
prompt = "Let's work through this together, step by step: recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans. I'll give feedback as we go."
collaboration = "task iteration"

[[aiPlaybook.seedPrompts]]
prompt = "Teach me how to explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions, then check my work as I try it myself."
collaboration = "learning"

[[aiPlaybook.seedPrompts]]
prompt = "Let's work through this together, step by step: create debt management plans, spending plans, or budgets to assist clients to meet financial goals. I'll give feedback as we go."
collaboration = "task iteration"

[[aiPlaybook.seedPrompts]]
prompt = "Teach me how to recommend educational materials or resources to clients on matters such as financial planning, budgeting, or credit, then check my work as I try it myself."
collaboration = "learning"

[[aiPlaybook.seedPrompts]]
prompt = "Do this for me: teach courses or seminars on topics such as budgeting, managing personal finances, or financial literacy. Give me a finished draft I can review and adjust."
collaboration = "directive"

[counts]
tasks = 23
skills = 41
capabilities = 120
tools = 23
relatedRoles = 20

[source]
dataset = "gold.onet_role_starter_surface"
version = "30.3"
generatedAt = "2026-06-02T21:00:32.945303+00:00"
contentHash = "1850f2fb088ef63b"

[[tasks]]
text = "Calculate clients' available monthly income to meet debt obligations."
type = "Core"
iwa = "4.A.1.b.3.c"

[[tasks]]
text = "Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies."
type = "Core"
iwa = "4.A.4.a.1.b"

[[tasks]]
text = "Create debt management plans, spending plans, or budgets to assist clients to meet financial goals."
type = "Core"
iwa = "4.A.2.b.2.h"

[[tasks]]
text = "Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information."
type = "Core"
iwa = "4.A.2.a.1.i"

[[tasks]]
text = "Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first."
type = "Core"
iwa = "4.A.2.b.2.h"

[[tasks]]
text = "Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans."
type = "Core"
iwa = "4.A.4.b.6.k"

[[tasks]]
text = "Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions."
type = "Core"
iwa = "4.A.4.a.1.d"

[[tasks]]
text = "Disburse funds from client accounts to creditors."
type = "Supplemental"
iwa = "4.A.4.c.1.c"

[[tasks]]
text = "Interview clients by telephone or in person to gather financial information."
type = "Core"
iwa = "4.A.1.a.1.w"

[[tasks]]
text = "Estimate time for debt repayment, given amount of debt, interest rates, and available funds."
type = "Core"
iwa = "4.A.1.b.3.c"

[[tasks]]
text = "Prepare written documents to establish contracts with or communicate financial recommendations to clients."
type = "Core"
iwa = "4.A.3.b.6.m"

[[tasks]]
text = "Maintain or update records of client account activity, including financial transactions, counseling session notes, correspondence, document images, or client inquiries."
type = "Core"
iwa = "4.A.3.b.6.a"

[[activities]]
name = "Correspond with customers to answer questions or resolve complaints."
iwa = "4.A.4.a.8.c"

[[activities]]
name = "Advise others on financial matters."
iwa = "4.A.4.b.6.k"

[[activities]]
name = "Assess financial status of clients."
iwa = "4.A.2.a.1.i"

[[activities]]
name = "Compute debt repayment schedules."
iwa = "4.A.1.b.3.c"

[[activities]]
name = "Develop financial plans for clients."
iwa = "4.A.2.b.2.h"

[[activities]]
name = "Explain regulations, policies, or procedures."
iwa = "4.A.4.a.1.b"

[[activities]]
name = "Interview clients to gather financial information."
iwa = "4.A.1.a.1.w"

[[activities]]
name = "Prepare financial documents."
iwa = "4.A.3.b.6.a"

[[activities]]
name = "Negotiate agreements to resolve disputes."
iwa = "4.A.4.a.7.b"

[[activities]]
name = "Prepare contracts or other transaction documents."
iwa = "4.A.3.b.6.m"

[[activities]]
name = "Educate clients on financial planning topics."
iwa = "4.A.4.a.1.d"

[[activities]]
name = "Recommend investments to clients."
iwa = "4.A.4.b.6.k"

[[activities]]
name = "Refer clients to community or social service programs."
iwa = "4.A.4.a.5.a"

[[activities]]
name = "Disburse funds from clients accounts to creditors."
iwa = "4.A.4.c.1.c"

[[activities]]
name = "Interpret financial information for others."
iwa = "4.A.4.a.1.d"

[[activities]]
name = "Examine financial records."
iwa = "4.A.2.a.3.c"

[[capabilities]]
name = "Customer and Personal Service"
family = "knowledge"
value = 4.64

[[capabilities]]
name = "Oral Expression"
family = "ability"
value = 4.12

[[capabilities]]
name = "English Language"
family = "knowledge"
value = 4.08

[[capabilities]]
name = "Speaking"
family = "essential_skill"
value = 4

[[capabilities]]
name = "Oral Comprehension"
family = "ability"
value = 4

[[capabilities]]
name = "Reading Comprehension"
family = "essential_skill"
value = 3.88

[[capabilities]]
name = "Active Listening"
family = "essential_skill"
value = 3.88

[[capabilities]]
name = "Written Comprehension"
family = "ability"
value = 3.88

[[capabilities]]
name = "Writing"
family = "essential_skill"
value = 3.75

[[capabilities]]
name = "Critical Thinking"
family = "essential_skill"
value = 3.75

[[capabilities]]
name = "Written Expression"
family = "ability"
value = 3.75

[[capabilities]]
name = "Problem Sensitivity"
family = "ability"
value = 3.75

[[capabilities]]
name = "Deductive Reasoning"
family = "ability"
value = 3.75

[[capabilities]]
name = "Inductive Reasoning"
family = "ability"
value = 3.75

[[capabilities]]
name = "Mathematics"
family = "knowledge"
value = 3.64

[[capabilities]]
name = "Active Learning"
family = "essential_skill"
value = 3.62

[[capabilities]]
name = "Service Orientation"
family = "transferable_skill"
value = 3.62

[[capabilities]]
name = "Complex Problem Solving"
family = "transferable_skill"
value = 3.5

[[capabilities]]
name = "Judgment and Decision Making"
family = "transferable_skill"
value = 3.5

[[capabilities]]
name = "Administrative"
family = "knowledge"
value = 3.48

[[capabilities]]
name = "Education and Training"
family = "knowledge"
value = 3.44

[[capabilities]]
name = "Persuasion"
family = "transferable_skill"
value = 3.38

[[capabilities]]
name = "Economics and Accounting"
family = "knowledge"
value = 3.28

[[capabilities]]
name = "Negotiation"
family = "transferable_skill"
value = 3.25

[[capabilities]]
name = "Information Ordering"
family = "ability"
value = 3.25

[[capabilities]]
name = "Near Vision"
family = "ability"
value = 3.25

[[capabilities]]
name = "Speech Recognition"
family = "ability"
value = 3.25

[[capabilities]]
name = "Speech Clarity"
family = "ability"
value = 3.25

[[capabilities]]
name = "Mathematics"
family = "essential_skill"
value = 3.12

[[capabilities]]
name = "Learning Strategies"
family = "essential_skill"
value = 3.12

[[capabilities]]
name = "Social Perceptiveness"
family = "transferable_skill"
value = 3.12

[[capabilities]]
name = "Coordination"
family = "transferable_skill"
value = 3.12

[[capabilities]]
name = "Time Management"
family = "transferable_skill"
value = 3.12

[[capabilities]]
name = "Fluency of Ideas"
family = "ability"
value = 3.12

[[capabilities]]
name = "Mathematical Reasoning"
family = "ability"
value = 3.12

[[capabilities]]
name = "Number Facility"
family = "ability"
value = 3.12

[[capabilities]]
name = "Monitoring"
family = "essential_skill"
value = 3

[[capabilities]]
name = "Systems Evaluation"
family = "transferable_skill"
value = 3

[[capabilities]]
name = "Psychology"
family = "knowledge"
value = 3

[[capabilities]]
name = "Selective Attention"
family = "ability"
value = 3

[[skills]]
name = "English Language"
type = "Common Skill"

[[skills]]
name = "Reading Comprehension"
type = "Common Skill"

[[skills]]
name = "Active Listening"
type = "Common Skill"

[[skills]]
name = "Writing"
type = "Common Skill"

[[skills]]
name = "Inductive Reasoning"
type = "Common Skill"

[[skills]]
name = "Deductive Reasoning"
type = "Common Skill"

[[skills]]
name = "Critical Thinking"
type = "Common Skill"

[[skills]]
name = "Mathematics"
type = "Common Skill"

[[skills]]
name = "Active Learning"
type = "Common Skill"

[[skills]]
name = "Microsoft Word"
type = "Common Skill"

[[skills]]
name = "Microsoft PowerPoint"
type = "Common Skill"

[[skills]]
name = "Microsoft Outlook"
type = "Common Skill"

[[skills]]
name = "Microsoft Excel"
type = "Common Skill"

[[skills]]
name = "Complex Problem Solving"
type = "Common Skill"

[[skills]]
name = "Speech Recognition"
type = "Specialized Skill"

[[skills]]
name = "Negotiation"
type = "Common Skill"

[[skills]]
name = "Information Ordering"
type = "Specialized Skill"

[[skills]]
name = "Time Management"
type = "Common Skill"

[[skills]]
name = "Social Perceptiveness"
type = "Common Skill"

[[skills]]
name = "Learning Strategies"
type = "Specialized Skill"

[[skills]]
name = "Psychology"
type = "Specialized Skill"

[[skills]]
name = "Microsoft Access"
type = "Specialized Skill"

[[skills]]
name = "Systems Analysis"
type = "Specialized Skill"

[[skills]]
name = "Instructing"
type = "Specialized Skill"

[[skills]]
name = "Telecommunications"
type = "Specialized Skill"

[[skills]]
name = "Visualization"
type = "Specialized Skill"

[[skills]]
name = "Microsoft Dynamics"
type = "Specialized Skill"

[[skills]]
name = "LexisNexis"
type = "Specialized Skill"

[[skills]]
name = "Finger Dexterity"
type = "Common Skill"

[[skills]]
name = "Email Software"
type = "Specialized Skill"

[[skills]]
name = "Foreign Language"
type = "Common Skill"

[[skills]]
name = "Geography"
type = "Specialized Skill"

[[skills]]
name = "Physics"
type = "Specialized Skill"

[[skills]]
name = "Presentation Software"
type = "Specialized Skill"

[[skills]]
name = "Installation"
type = "Specialized Skill"

[[skills]]
name = "Financial Analysis Software"
type = "Specialized Skill"

[[skills]]
name = "Equipment Selection"
type = "Specialized Skill"

[[skills]]
name = "Equipment Maintenance"
type = "Specialized Skill"

[[skills]]
name = "Depth Perception"
type = "Common Skill"

[[skills]]
name = "Chemistry"
type = "Specialized Skill"

[[tools]]
example = "Microsoft Excel"
category = "Spreadsheet software"
hot = true
inDemand = true

[[tools]]
example = "Microsoft Office software"
category = "Office suite software"
hot = true
inDemand = true

[[tools]]
example = "Microsoft Outlook"
category = "Electronic mail software"
hot = true
inDemand = true

[[tools]]
example = "Microsoft PowerPoint"
category = "Presentation software"
hot = true
inDemand = true

[[tools]]
example = "Microsoft Word"
category = "Word processing software"
hot = true
inDemand = true

[[tools]]
example = "Microsoft Access"
category = "Data base user interface and query software"
hot = true
inDemand = false

[[tools]]
example = "Oracle PeopleSoft"
category = "Enterprise resource planning ERP software"
hot = true
inDemand = false

[[tools]]
example = "SAP software"
category = "Enterprise resource planning ERP software"
hot = true
inDemand = false

[[tools]]
example = "Chat software"
category = "Network conferencing software"
hot = false
inDemand = false

[[tools]]
example = "Cooperative Processing Resources DMS Professional Suite"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "CoreLogic DebtorTrace"
category = "Data base user interface and query software"
hot = false
inDemand = false

[[tools]]
example = "Email software"
category = "Electronic mail software"
hot = false
inDemand = false

[[tools]]
example = "Freddie Mac Loan Prospector"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "ICCO CreditSoft"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Integrant DebtLogic"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "LexisNexis"
category = "Information retrieval or search software"
hot = false
inDemand = false

[[tools]]
example = "LexisNexis Accurint"
category = "Data base user interface and query software"
hot = false
inDemand = false

[[tools]]
example = "Merlin Information Services databases"
category = "Data base user interface and query software"
hot = false
inDemand = false

[[tools]]
example = "Microsoft Dynamics"
category = "Enterprise resource planning ERP software"
hot = false
inDemand = false

[[tools]]
example = "Paragon Financial Services Paragon Financial System"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Prime Debt Soft Debt Settlement"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Prime Debt Software Credit Repair"
category = "Financial analysis software"
hot = false
inDemand = false

[[tools]]
example = "Web browser software"
category = "Internet browser software"
hot = false
inDemand = false

[[workContext]]
name = "E-Mail"
value = 4.84

[[workContext]]
name = "Telephone Conversations"
value = 4.76

[[workContext]]
name = "Spend Time Sitting"
value = 4.64

[[workContext]]
name = "Contact With Others"
value = 4.48

[[workContext]]
name = "Frequency of Decision Making"
value = 4.44

[[workContext]]
name = "Indoors, Environmentally Controlled"
value = 4.33

[[workContext]]
name = "Importance of Being Exact or Accurate"
value = 4.32

[[workContext]]
name = "Freedom to Make Decisions"
value = 4.24

[[workContext]]
name = "Written Letters and Memos"
value = 4.17

[[workContext]]
name = "Impact of Decisions on Co-workers or Company Results"
value = 4.08

[[workContext]]
name = "Importance of Repeating Same Tasks"
value = 4.08

[[workContext]]
name = "Determine Tasks, Priorities and Goals"
value = 4.04

[[workContext]]
name = "Face-to-Face Discussions with Individuals and Within Teams"
value = 3.96

[[workContext]]
name = "Time Pressure"
value = 3.84

[[workContext]]
name = "Work With or Contribute to a Work Group or Team"
value = 3.76

[[workContext]]
name = "Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls"
value = 3.64

[[workContext]]
name = "Deal With External Customers or the Public in General"
value = 3.58

[[workContext]]
name = "Dealing With Unpleasant, Angry, or Discourteous People"
value = 3.52

[[workContext]]
name = "Spend Time Making Repetitive Motions"
value = 3.43

[[workContext]]
name = "Degree of Automation"
value = 3

[[workContext]]
name = "Coordinate or Lead Others in Accomplishing Work Activities"
value = 2.88

[[workContext]]
name = "Level of Competition"
value = 2.88

[[workContext]]
name = "Conflict Situations"
value = 2.71

[[workContext]]
name = "Public Speaking"
value = 2.6

[[workContext]]
name = "Physical Proximity"
value = 2.48

[[workContext]]
name = "Consequence of Error"
value = 2.44

[[workContext]]
name = "Exposed to Sounds, Noise Levels that are Distracting or Uncomfortable"
value = 2

[[workContext]]
name = "Work Outcomes and Results of Other Workers"
value = 1.96

[[workContext]]
name = "Spend Time Standing"
value = 1.8

[[workContext]]
name = "Health and Safety of Other Workers"
value = 1.46

[[workContext]]
name = "Spend Time Walking or Running"
value = 1.46

[[workContext]]
name = "Spend Time Bending or Twisting Your Body"
value = 1.44

[[workContext]]
name = "Dealing with Violent or Physically Aggressive People"
value = 1.36

[[workContext]]
name = "Outdoors, Exposed to All Weather Conditions"
value = 1.36

[[workContext]]
name = "In an Enclosed Vehicle or Operate Enclosed Equipment"
value = 1.36

[[workContext]]
name = "Pace Determined by Speed of Equipment"
value = 1.29

[[workContext]]
name = "Exposed to Disease or Infections"
value = 1.25

[[workContext]]
name = "Outdoors, Under Cover"
value = 1.24

[[workContext]]
name = "Indoors, Not Environmentally Controlled"
value = 1.21

[[workContext]]
name = "Exposed to Contaminants"
value = 1.2

[[personFit]]
name = "Dependability"
family = "work_style"
value = 9

[[personFit]]
name = "Attention to Detail"
family = "work_style"
value = 8

[[personFit]]
name = "Integrity"
family = "work_style"
value = 7

[[personFit]]
name = "Cautiousness"
family = "work_style"
value = 6

[[personFit]]
name = "Professional Advising"
family = "specific_interest_area"
value = 5.88

[[personFit]]
name = "Conventional"
family = "career_interest_type"
value = 5.35

[[personFit]]
name = "Accounting"
family = "specific_interest_area"
value = 5

[[personFit]]
name = "Cooperation"
family = "work_style"
value = 5

[[personFit]]
name = "Office Work"
family = "specific_interest_area"
value = 4.95

[[personFit]]
name = "Social"
family = "career_interest_type"
value = 4.89

[[personFit]]
name = "Enterprising"
family = "career_interest_type"
value = 4.73

[[personFit]]
name = "Finance"
family = "specific_interest_area"
value = 4.53

[[personFit]]
name = "Social Service"
family = "specific_interest_area"
value = 4.27

[[personFit]]
name = "Social Orientation"
family = "work_style"
value = 4

[[personFit]]
name = "Personal Service"
family = "specific_interest_area"
value = 3.8

[[personFit]]
name = "Teaching/Education"
family = "specific_interest_area"
value = 3.38

[[relatedRoles]]
socCode = "13-2052.00"
slug = "role-13-2052-00"
title = "Personal Financial Advisors"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "13-2072.00"
slug = "role-13-2072-00"
title = "Loan Officers"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "43-4041.00"
slug = "role-43-4041-00"
title = "Credit Authorizers, Checkers, and Clerks"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "13-2041.00"
slug = "role-13-2041-00"
title = "Credit Analysts"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "43-4131.00"
slug = "role-43-4131-00"
title = "Loan Interviewers and Clerks"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "13-2051.00"
slug = "role-13-2051-00"
title = "Financial and Investment Analysts"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "41-3031.00"
slug = "role-41-3031-00"
title = "Securities, Commodities, and Financial Services Sales Agents"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "43-4061.00"
slug = "role-43-4061-00"
title = "Eligibility Interviewers, Government Programs"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "11-3031.00"
slug = "role-11-3031-00"
title = "Financial Managers"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "43-3011.00"
slug = "role-43-3011-00"
title = "Bill and Account Collectors"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "43-4141.00"
slug = "role-43-4141-00"
title = "New Accounts Clerks"
tier = "Supplemental"

[[relatedRoles]]
socCode = "21-1015.00"
slug = "role-21-1015-00"
title = "Rehabilitation Counselors"
tier = "Supplemental"

[[careerClusters]]
cluster = "Financial Services"
slug = "financial-services"

[[studyPrograms]]
title = "Business, Management, Marketing, and Related Support Services"
slug = "business-management-marketing-and-related-support-services"

[[aiSignals]]
source = "frey_osborne"
label = "Computerization probability"
score = 0.04
scale = "0-1 probability"
release = "2013-baseline-2016-employment-snapshot"

[[aiSignals]]
source = "felten_aioe"
label = "AI occupational exposure"
score = 1.385381
scale = "relative exposure score"
release = "2021-plus-generative-ai-workbooks"

[[aiSignals]]
source = "felten_image_generation_aioe"
label = "Image generation occupational exposure"
score = 0.9322733
scale = "relative exposure score"
release = "2021-plus-generative-ai-workbooks"

[[aiSignals]]
source = "felten_language_modeling_aioe"
label = "Language modeling occupational exposure"
score = 1.355321
scale = "relative exposure score"
release = "2021-plus-generative-ai-workbooks"
