entityType = "role"
schemaVersion = "role.v1"
slug = "role-13-2054-00"
socCode = "13-2054.00"
title = "Financial Risk Specialists"
summary = "Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk."
aliases = ["Analyst", "Risk Analyst", "Risk Specialist", "Securities Analyst", "Equity Research Analyst", "Risk Manager", "Bank and Savings Securities Trader", "Bond Analyst", "Business Risk Manager", "Compliance Risk Manager", "Corporate Securities Research Analyst", "Credit Risk Analyst"]
emergingTasks = []
capabilities = []
workContext = []
aiSignals = []

[preparation]
jobZone = "4"
jobZoneName = "Job Zone Four: Considerable Preparation Needed"
education = "Most of these occupations require a four-year bachelor's degree, but some do not."
experience = "A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified."
svpRange = "(7.0 to < 8.0)"
educationDistribution = []

[educationLevel]
category = "Bachelor's degree"
slug = "bachelor-s-degree"

[market]
medianWage = 106000
meanWage = 119930
pct10Wage = 62270
pct25Wage = 80280
pct75Wage = 145020
pct90Wage = 182310
employment = 56320
areaTitle = "U.S."

[industries]
count = 22

[[industries.top]]
naics = "52"
slug = "52"
title = "Finance and Insurance"
level = "Sector"
employment = 34880
medianWage = 111260
lq = 15.34

[[industries.top]]
naics = "54"
slug = "54"
title = "Professional, Scientific, and Technical Services"
level = "Sector"
employment = 6140
medianWage = 113720
lq = 1.56

[[industries.top]]
naics = "55"
slug = "55"
title = "Management of Companies and Enterprises"
level = "Sector"
employment = 6030
medianWage = 107730
lq = 5.88

[[industries.top]]
naics = "524210"
slug = "524210"
title = "Insurance Agencies and Brokerages"
level = "National industry"
employment = 3050
medianWage = 103740
lq = 8.43

[[industries.top]]
naics = "56"
slug = "56"
title = "Administrative and Support and Waste Management and Remediation Services"
level = "Sector"
employment = 1160
medianWage = 99950
lq = 0.35

[[industries.top]]
naics = "51"
slug = "51"
title = "Information"
level = "Sector"
employment = 1090
medianWage = 104690
lq = 1.03

[[industries.top]]
naics = "62"
slug = "62"
title = "Health Care and Social Assistance"
level = "Sector"
employment = 860
medianWage = 94050
lq = 0.1

[[industries.top]]
naics = "61"
slug = "61"
title = "Educational Services"
level = "Sector"
employment = 760
medianWage = 83670
lq = 0.15

[[industries.top]]
naics = "71"
slug = "71"
title = "Arts, Entertainment, and Recreation"
level = "Sector"
employment = 580
medianWage = 77540
lq = 0.6

[[industries.top]]
naics = "524114"
slug = "524114"
title = "Direct Health and Medical Insurance Carriers"
level = "National industry"
employment = 530
medianWage = 86890
lq = 3.23

[[industries.top]]
naics = "81"
slug = "81"
title = "Other Services (except Public Administration)"
level = "Sector"
employment = 400
medianWage = 91210
lq = 0.25

[[industries.top]]
naics = "31-33"
slug = "31-33"
title = "Manufacturing"
level = "Sector"
employment = 390
medianWage = 111320
lq = 0.08

[[industries.concentrated]]
naics = "52"
slug = "52"
title = "Finance and Insurance"
level = "Sector"
employment = 34880
lq = 15.34

[[industries.concentrated]]
naics = "524210"
slug = "524210"
title = "Insurance Agencies and Brokerages"
level = "National industry"
employment = 3050
lq = 8.43

[[industries.concentrated]]
naics = "55"
slug = "55"
title = "Management of Companies and Enterprises"
level = "Sector"
employment = 6030
lq = 5.88

[[industries.concentrated]]
naics = "524114"
slug = "524114"
title = "Direct Health and Medical Insurance Carriers"
level = "National industry"
employment = 530
lq = 3.23

[[industries.concentrated]]
naics = "54"
slug = "54"
title = "Professional, Scientific, and Technical Services"
level = "Sector"
employment = 6140
lq = 1.56

[[industries.concentrated]]
naics = "22"
slug = "22"
title = "Utilities"
level = "Sector"
employment = 230
lq = 1.09

[[industries.concentrated]]
naics = "51"
slug = "51"
title = "Information"
level = "Sector"
employment = 1090
lq = 1.03

[[industries.concentrated]]
naics = "71"
slug = "71"
title = "Arts, Entertainment, and Recreation"
level = "Sector"
employment = 580
lq = 0.6

[aiOutlook]
usageRelease = "2026-01-15-v4-plus-2025-03-27-v2"

[aiOutlook.index]
value = 86
percentile = 92
band = "High"
version = "ai-exposure-index-v1"
componentCount = 2

[[aiOutlook.index.components]]
percentile = 95
source = "openai_gpts_are_gpts"

[[aiOutlook.index.components]]
percentile = 78
source = "microsoft_working_with_ai"

[aiOutlook.eloundou]
alpha = 0.06666666666666667
beta = 0.5333333333333333
gamma = 1

[aiOutlook.bls]
growthPercent = 6.5
growthPercentile = 84
direction = "About average"
annualOpeningsThousands = 4.8
annualOpeningsPercentile = 48
employment2024Thousands = 60.5
employment2034Thousands = 64.4

[[aiOutlook.exposure]]
source = "eloundou_gamma"
label = "LLM task exposure, γ (OpenAI / Eloundou)"
value = 1
percentile = 95
band = "High"
note = "Share of this job's tasks where a large language model plus simple tools could cut the time to do them by at least half. γ is capped at 1.0 and many jobs reach that ceiling, so treat a top score as 'in the top group', not a precise rank."

[[aiOutlook.exposure]]
source = "microsoft_applicability"
label = "AI assistant applicability (Microsoft)"
value = 0.24116082389095245
percentile = 78
band = "High"
note = "How applicable today's AI assistants are to this job's activities, measured from real Microsoft Copilot conversations. Applicability is not the same as replacement."

[[aiOutlook.usageTasks]]
task = "Interpret data on price, yield, stability, future investment-risk trends, economic influences, and other factors affecting investment programs."
usagePercent = 0.07733896445899699

[[aiOutlook.usageTasks]]
task = "Develop or implement risk-assessment models or methodologies."
usagePercent = 0.027936518370314987

[[aiOutlook.usageTasks]]
task = "Draw charts and graphs, using computer spreadsheets, to illustrate technical reports."
usagePercent = 0.024341745785899455

[[aiOutlook.usageTasks]]
task = "Recommend investments and investment timing to companies, investment firm staff, or the public."
usagePercent = 0.02146592771836703

[[aiOutlook.usageTasks]]
task = "Prepare plans of action for investment, using financial analyses."
usagePercent = 0.01879552522708692

[[aiOutlook.usageTasks]]
task = "Produce reports or presentations that outline findings, explain risk positions, or recommend changes."
usagePercent = 0.010784317753246593

[[aiOutlook.sources]]
source = "bls_employment_projections"
version = "2024-2034"

[[aiOutlook.sources]]
source = "microsoft_working_with_ai"
version = "working-with-ai"

[[aiOutlook.sources]]
source = "openai_gpts_are_gpts"
version = "gpts-are-gpts"

[counts]
tasks = 30
skills = 33
capabilities = 0
tools = 190
relatedRoles = 20

[source]
dataset = "gold.onet_role_starter_surface"
version = "30.3"
generatedAt = "2026-06-02T21:00:32.945303+00:00"
contentHash = "bf821ae8a44e6bd3"

[[tasks]]
text = "Analyze areas of potential risk to the assets, earning capacity, or success of organizations."
type = "n/a"
iwa = "4.A.2.a.4.c"

[[tasks]]
text = "Analyze new legislation to determine impact on risk exposure."
type = "n/a"
iwa = "4.A.2.a.4.i"

[[tasks]]
text = "Conduct statistical analyses to quantify risk, using statistical analysis software or econometric models."
type = "n/a"
iwa = "4.A.2.a.4.c"

[[tasks]]
text = "Confer with traders to identify and communicate risks associated with specific trading strategies or positions."
type = "n/a"
iwa = "4.A.4.b.1.c"

[[tasks]]
text = "Consult financial literature to ensure use of the latest models or statistical techniques."
type = "n/a"
iwa = "4.A.2.b.3.a"

[[tasks]]
text = "Contribute to development of risk management systems."
type = "n/a"
iwa = "4.A.3.b.2.f"

[[tasks]]
text = "Determine potential environmental impacts of new products or processes on long-term growth and profitability."
type = "n/a"
iwa = "4.A.2.a.4.c"

[[tasks]]
text = "Develop contingency plans to deal with emergencies."
type = "n/a"
iwa = "4.A.2.b.2.p"

[[tasks]]
text = "Develop or implement risk-assessment models or methodologies."
type = "n/a"
iwa = "4.A.2.a.4.k"

[[tasks]]
text = "Devise scenario analyses reflecting possible severe market events."
type = "n/a"
iwa = "4.A.2.a.4.c"

[[tasks]]
text = "Devise systems or processes to monitor validity of risk assessments."
type = "n/a"
iwa = "4.A.3.b.2.f"

[[tasks]]
text = "Document, and ensure communication of, key risks."
type = "n/a"
iwa = "4.A.3.b.6.a"

[[activities]]
name = "Assess risks to business operations."
iwa = "4.A.2.a.4.c"

[[activities]]
name = "Evaluate applicable laws and regulations to determine impact on organizational activities."
iwa = "4.A.2.a.4.i"

[[activities]]
name = "Confer with others about financial matters."
iwa = "4.A.4.b.1.c"

[[activities]]
name = "Update professional knowledge."
iwa = "4.A.2.b.3.a"

[[activities]]
name = "Develop business or financial information systems."
iwa = "4.A.3.b.2.f"

[[activities]]
name = "Analyze risks related to investments in green technology."
iwa = "4.A.2.a.4.c"

[[activities]]
name = "Develop contingency plans to deal with organizational emergencies."
iwa = "4.A.2.b.2.p"

[[activities]]
name = "Apply mathematical models of financial or business conditions."
iwa = "4.A.2.a.4.k"

[[activities]]
name = "Develop financial analysis methods."
iwa = "4.A.3.b.2.f"

[[activities]]
name = "Prepare financial documents, reports, or budgets."
iwa = "4.A.3.b.6.a"

[[activities]]
name = "Create images of data, locations, or products."
iwa = "4.A.2.b.2.o"

[[activities]]
name = "Determine the value of goods or services."
iwa = "4.A.2.b.1.a"

[[activities]]
name = "Gather organizational performance information."
iwa = "4.A.1.a.1.f"

[[activities]]
name = "Analyze business or financial data."
iwa = "4.A.2.a.4.k"

[[activities]]
name = "Maintain data in information systems or databases."
iwa = "4.A.3.b.6.h"

[[activities]]
name = "Educate clients on financial planning topics."
iwa = "4.A.4.a.1.d"

[[activities]]
name = "Analyze industry trends."
iwa = "4.A.2.a.4.b"

[[activities]]
name = "Develop financial or business plans."
iwa = "4.A.2.b.2.h"

[[activities]]
name = "Present business-related information to audiences."
iwa = "4.A.4.a.3.c"

[[activities]]
name = "Advise others on analytical techniques."
iwa = "4.A.4.b.6.e"

[[activities]]
name = "Recommend investments to clients."
iwa = "4.A.4.b.6.k"

[[activities]]
name = "Advise others on business or operational matters."
iwa = "4.A.4.b.6.e"

[[activities]]
name = "Prepare regulatory or compliance documentation."
iwa = "4.A.3.b.6.n"

[[activities]]
name = "Monitor business indicators."
iwa = "4.A.1.a.2.c"

[[skills]]
name = "Microsoft PowerPoint"
type = "Common Skill"

[[skills]]
name = "Microsoft Excel"
type = "Common Skill"

[[skills]]
name = "Unix"
type = "Specialized Skill"

[[skills]]
name = "TensorFlow"
type = "Specialized Skill"

[[skills]]
name = "ServiceNow"
type = "Specialized Skill"

[[skills]]
name = "Microsoft Word"
type = "Common Skill"

[[skills]]
name = "Microsoft Visio"
type = "Specialized Skill"

[[skills]]
name = "Microsoft SharePoint"
type = "Specialized Skill"

[[skills]]
name = "Microsoft Project"
type = "Specialized Skill"

[[skills]]
name = "Microsoft Outlook"
type = "Common Skill"

[[skills]]
name = "Microsoft Access"
type = "Specialized Skill"

[[skills]]
name = "Linux"
type = "Specialized Skill"

[[skills]]
name = "Google Docs"
type = "Specialized Skill"

[[skills]]
name = "Apache Hive"
type = "Specialized Skill"

[[skills]]
name = "Tax Software"
type = "Specialized Skill"

[[skills]]
name = "Oracle Hyperion"
type = "Specialized Skill"

[[skills]]
name = "Oracle Business Intelligence Enterprise Edition"
type = "Specialized Skill"

[[skills]]
name = "Microsoft OneNote"
type = "Specialized Skill"

[[skills]]
name = "Microsoft Dynamics GP"
type = "Specialized Skill"

[[skills]]
name = "Microsoft Dynamics"
type = "Specialized Skill"

[[skills]]
name = "MicroStrategy"
type = "Specialized Skill"

[[skills]]
name = "Mathematical Software"
type = "Specialized Skill"

[[skills]]
name = "LexisNexis"
type = "Specialized Skill"

[[skills]]
name = "IBM Notes"
type = "Specialized Skill"

[[skills]]
name = "Google Slides"
type = "Specialized Skill"

[[skills]]
name = "Factiva"
type = "Specialized Skill"

[[skills]]
name = "Apple Keynote"
type = "Specialized Skill"

[[skills]]
name = "Apache Pig"
type = "Specialized Skill"

[[skills]]
name = "ADP Workforce Now"
type = "Specialized Skill"

[[skills]]
name = "Project Management Software"
type = "Specialized Skill"

[[skills]]
name = "Presentation Software"
type = "Specialized Skill"

[[skills]]
name = "Financial Analysis Software"
type = "Specialized Skill"

[[skills]]
name = "Accounting Software"
type = "Specialized Skill"

[[tools]]
example = "Microsoft Excel"
category = "Spreadsheet software"
hot = true
inDemand = true

[[tools]]
example = "Microsoft Office software"
category = "Office suite software"
hot = true
inDemand = true

[[tools]]
example = "Microsoft Power BI"
category = "Business intelligence and data analysis software"
hot = true
inDemand = true

[[tools]]
example = "Microsoft PowerPoint"
category = "Presentation software"
hot = true
inDemand = true

[[tools]]
example = "Python"
category = "Object or component oriented development software"
hot = true
inDemand = true

[[tools]]
example = "R"
category = "Object or component oriented development software"
hot = true
inDemand = true

[[tools]]
example = "Structured query language SQL"
category = "Data base user interface and query software"
hot = true
inDemand = true

[[tools]]
example = "Tableau"
category = "Business intelligence and data analysis software"
hot = true
inDemand = true

[[tools]]
example = "Amazon Web Services AWS software"
category = "Data base user interface and query software"
hot = true
inDemand = false

[[tools]]
example = "Apache Hive"
category = "Data base management system software"
hot = true
inDemand = false

[[tools]]
example = "Atlassian JIRA"
category = "Content workflow software"
hot = true
inDemand = false

[[tools]]
example = "C++"
category = "Object or component oriented development software"
hot = true
inDemand = false

[[tools]]
example = "Google Docs"
category = "Word processing software"
hot = true
inDemand = false

[[tools]]
example = "IBM SPSS Statistics"
category = "Analytical or scientific software"
hot = true
inDemand = false

[[tools]]
example = "Intuit QuickBooks"
category = "Accounting software"
hot = true
inDemand = false

[[tools]]
example = "Linux"
category = "Operating system software"
hot = true
inDemand = false

[[tools]]
example = "Marketo Marketing Automation"
category = "Sales and marketing software"
hot = true
inDemand = false

[[tools]]
example = "Microsoft Access"
category = "Data base user interface and query software"
hot = true
inDemand = false

[[tools]]
example = "Microsoft Azure software"
category = "Development environment software"
hot = true
inDemand = false

[[tools]]
example = "Microsoft Outlook"
category = "Electronic mail software"
hot = true
inDemand = false

[[tools]]
example = "Microsoft Project"
category = "Project management software"
hot = true
inDemand = false

[[tools]]
example = "Microsoft SharePoint"
category = "Document management software"
hot = true
inDemand = false

[[tools]]
example = "Microsoft SQL Server"
category = "Data base user interface and query software"
hot = true
inDemand = false

[[tools]]
example = "Microsoft SQL Server Reporting Services SSRS"
category = "Data base reporting software"
hot = true
inDemand = false

[[tools]]
example = "Microsoft Visio"
category = "Process mapping and design software"
hot = true
inDemand = false

[[tools]]
example = "Microsoft Visual Basic"
category = "Development environment software"
hot = true
inDemand = false

[[tools]]
example = "Microsoft Visual Basic for Applications VBA"
category = "Development environment software"
hot = true
inDemand = false

[[tools]]
example = "Microsoft Word"
category = "Word processing software"
hot = true
inDemand = false

[[tools]]
example = "Oracle Database"
category = "Data base user interface and query software"
hot = true
inDemand = false

[[tools]]
example = "Oracle PeopleSoft"
category = "Enterprise resource planning ERP software"
hot = true
inDemand = false

[[tools]]
example = "Oracle Primavera Enterprise Project Portfolio Management"
category = "Project management software"
hot = true
inDemand = false

[[tools]]
example = "Perl"
category = "Object or component oriented development software"
hot = true
inDemand = false

[[tools]]
example = "PyTorch"
category = "Data base user interface and query software"
hot = true
inDemand = false

[[tools]]
example = "Ruby"
category = "Development environment software"
hot = true
inDemand = false

[[tools]]
example = "Salesforce software"
category = "Customer relationship management CRM software"
hot = true
inDemand = false

[[tools]]
example = "SAP software"
category = "Enterprise resource planning ERP software"
hot = true
inDemand = false

[[tools]]
example = "SAS"
category = "Analytical or scientific software"
hot = true
inDemand = false

[[tools]]
example = "ServiceNow"
category = "Data base user interface and query software"
hot = true
inDemand = false

[[tools]]
example = "TensorFlow"
category = "Analytical or scientific software"
hot = true
inDemand = false

[[tools]]
example = "Teradata Database"
category = "Data base management system software"
hot = true
inDemand = false

[[personFit]]
name = "Finance"
family = "specific_interest_area"
value = 6.28

[[personFit]]
name = "Mathematics/Statistics"
family = "specific_interest_area"
value = 6.14

[[personFit]]
name = "Dependability"
family = "work_style"
value = 6

[[personFit]]
name = "Conventional"
family = "career_interest_type"
value = 5.36

[[personFit]]
name = "Attention to Detail"
family = "work_style"
value = 5

[[personFit]]
name = "Investigative"
family = "career_interest_type"
value = 4.96

[[personFit]]
name = "Enterprising"
family = "career_interest_type"
value = 4.92

[[personFit]]
name = "Integrity"
family = "work_style"
value = 4

[[personFit]]
name = "Accounting"
family = "specific_interest_area"
value = 3.87

[[personFit]]
name = "Business Initiatives"
family = "specific_interest_area"
value = 3.07

[[personFit]]
name = "Information Technology"
family = "specific_interest_area"
value = 3.05

[[personFit]]
name = "Management/Administration"
family = "specific_interest_area"
value = 3.04

[[personFit]]
name = "Office Work"
family = "specific_interest_area"
value = 3.03

[[personFit]]
name = "Intellectual Curiosity"
family = "work_style"
value = 3

[[personFit]]
name = "Cautiousness"
family = "work_style"
value = 3

[[personFit]]
name = "Law"
family = "specific_interest_area"
value = 2.72

[[relatedRoles]]
socCode = "13-2099.01"
slug = "role-13-2099-01"
title = "Financial Quantitative Analysts"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "13-2051.00"
slug = "role-13-2051-00"
title = "Financial and Investment Analysts"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "11-3031.03"
slug = "role-11-3031-03"
title = "Investment Fund Managers"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "13-2052.00"
slug = "role-13-2052-00"
title = "Personal Financial Advisors"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "13-1111.00"
slug = "role-13-1111-00"
title = "Management Analysts"
tier = "Primary-Short"

[[relatedRoles]]
socCode = "41-3031.00"
slug = "role-41-3031-00"
title = "Securities, Commodities, and Financial Services Sales Agents"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "13-2041.00"
slug = "role-13-2041-00"
title = "Credit Analysts"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "13-2061.00"
slug = "role-13-2061-00"
title = "Financial Examiners"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "11-3031.00"
slug = "role-11-3031-00"
title = "Financial Managers"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "15-2051.01"
slug = "role-15-2051-01"
title = "Business Intelligence Analysts"
tier = "Primary-Long"

[[relatedRoles]]
socCode = "13-2053.00"
slug = "role-13-2053-00"
title = "Insurance Underwriters"
tier = "Supplemental"

[[relatedRoles]]
socCode = "15-2031.00"
slug = "role-15-2031-00"
title = "Operations Research Analysts"
tier = "Supplemental"

[[careerClusters]]
cluster = "Financial Services"
slug = "financial-services"

[[studyPrograms]]
title = "Business, Management, Marketing, and Related Support Services"
slug = "business-management-marketing-and-related-support-services"

[[studyPrograms]]
title = "Mathematics and Statistics"
slug = "mathematics-and-statistics"
