# Financial Risk Specialists

> Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.
- **Entity Type:** role
- **Schema Version:** role.v1
- **Soc Code:** 13-2054.00
- **Summary:** Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

## Aliases

- Analyst
- Risk Analyst
- Risk Specialist
- Securities Analyst
- Equity Research Analyst
- Risk Manager
- Bank and Savings Securities Trader
- Bond Analyst
- Business Risk Manager
- Compliance Risk Manager
- Corporate Securities Research Analyst
- Credit Risk Analyst

## Tasks

| Text | Type | Iwa |
| --- | --- | --- |
| Analyze areas of potential risk to the assets, earning capacity, or success of organizations. | n/a | 4.A.2.a.4.c |
| Analyze new legislation to determine impact on risk exposure. | n/a | 4.A.2.a.4.i |
| Conduct statistical analyses to quantify risk, using statistical analysis software or econometric models. | n/a | 4.A.2.a.4.c |
| Confer with traders to identify and communicate risks associated with specific trading strategies or positions. | n/a | 4.A.4.b.1.c |
| Consult financial literature to ensure use of the latest models or statistical techniques. | n/a | 4.A.2.b.3.a |
| Contribute to development of risk management systems. | n/a | 4.A.3.b.2.f |
| Determine potential environmental impacts of new products or processes on long-term growth and profitability. | n/a | 4.A.2.a.4.c |
| Develop contingency plans to deal with emergencies. | n/a | 4.A.2.b.2.p |
| Develop or implement risk-assessment models or methodologies. | n/a | 4.A.2.a.4.k |
| Devise scenario analyses reflecting possible severe market events. | n/a | 4.A.2.a.4.c |
| Devise systems or processes to monitor validity of risk assessments. | n/a | 4.A.3.b.2.f |
| Document, and ensure communication of, key risks. | n/a | 4.A.3.b.6.a |

## Emerging Tasks


## Activities

| Name | Iwa |
| --- | --- |
| Assess risks to business operations. | 4.A.2.a.4.c |
| Evaluate applicable laws and regulations to determine impact on organizational activities. | 4.A.2.a.4.i |
| Confer with others about financial matters. | 4.A.4.b.1.c |
| Update professional knowledge. | 4.A.2.b.3.a |
| Develop business or financial information systems. | 4.A.3.b.2.f |
| Analyze risks related to investments in green technology. | 4.A.2.a.4.c |
| Develop contingency plans to deal with organizational emergencies. | 4.A.2.b.2.p |
| Apply mathematical models of financial or business conditions. | 4.A.2.a.4.k |
| Develop financial analysis methods. | 4.A.3.b.2.f |
| Prepare financial documents, reports, or budgets. | 4.A.3.b.6.a |
| Create images of data, locations, or products. | 4.A.2.b.2.o |
| Determine the value of goods or services. | 4.A.2.b.1.a |
| Gather organizational performance information. | 4.A.1.a.1.f |
| Analyze business or financial data. | 4.A.2.a.4.k |
| Maintain data in information systems or databases. | 4.A.3.b.6.h |
| Educate clients on financial planning topics. | 4.A.4.a.1.d |
| Analyze industry trends. | 4.A.2.a.4.b |
| Develop financial or business plans. | 4.A.2.b.2.h |
| Present business-related information to audiences. | 4.A.4.a.3.c |
| Advise others on analytical techniques. | 4.A.4.b.6.e |
| Recommend investments to clients. | 4.A.4.b.6.k |
| Advise others on business or operational matters. | 4.A.4.b.6.e |
| Prepare regulatory or compliance documentation. | 4.A.3.b.6.n |
| Monitor business indicators. | 4.A.1.a.2.c |

## Capabilities


## Skills

| Name | Type |
| --- | --- |
| Microsoft PowerPoint | Common Skill |
| Microsoft Excel | Common Skill |
| Unix | Specialized Skill |
| TensorFlow | Specialized Skill |
| ServiceNow | Specialized Skill |
| Microsoft Word | Common Skill |
| Microsoft Visio | Specialized Skill |
| Microsoft SharePoint | Specialized Skill |
| Microsoft Project | Specialized Skill |
| Microsoft Outlook | Common Skill |
| Microsoft Access | Specialized Skill |
| Linux | Specialized Skill |
| Google Docs | Specialized Skill |
| Apache Hive | Specialized Skill |
| Tax Software | Specialized Skill |
| Oracle Hyperion | Specialized Skill |
| Oracle Business Intelligence Enterprise Edition | Specialized Skill |
| Microsoft OneNote | Specialized Skill |
| Microsoft Dynamics GP | Specialized Skill |
| Microsoft Dynamics | Specialized Skill |
| MicroStrategy | Specialized Skill |
| Mathematical Software | Specialized Skill |
| LexisNexis | Specialized Skill |
| IBM Notes | Specialized Skill |
| Google Slides | Specialized Skill |
| Factiva | Specialized Skill |
| Apple Keynote | Specialized Skill |
| Apache Pig | Specialized Skill |
| ADP Workforce Now | Specialized Skill |
| Project Management Software | Specialized Skill |
| Presentation Software | Specialized Skill |
| Financial Analysis Software | Specialized Skill |
| Accounting Software | Specialized Skill |

## Tools

| Example | Category | Hot | In Demand |
| --- | --- | --- | --- |
| Microsoft Excel | Spreadsheet software | yes | yes |
| Microsoft Office software | Office suite software | yes | yes |
| Microsoft Power BI | Business intelligence and data analysis software | yes | yes |
| Microsoft PowerPoint | Presentation software | yes | yes |
| Python | Object or component oriented development software | yes | yes |
| R | Object or component oriented development software | yes | yes |
| Structured query language SQL | Data base user interface and query software | yes | yes |
| Tableau | Business intelligence and data analysis software | yes | yes |
| Amazon Web Services AWS software | Data base user interface and query software | yes | no |
| Apache Hive | Data base management system software | yes | no |
| Atlassian JIRA | Content workflow software | yes | no |
| C++ | Object or component oriented development software | yes | no |
| Google Docs | Word processing software | yes | no |
| IBM SPSS Statistics | Analytical or scientific software | yes | no |
| Intuit QuickBooks | Accounting software | yes | no |
| Linux | Operating system software | yes | no |
| Marketo Marketing Automation | Sales and marketing software | yes | no |
| Microsoft Access | Data base user interface and query software | yes | no |
| Microsoft Azure software | Development environment software | yes | no |
| Microsoft Outlook | Electronic mail software | yes | no |
| Microsoft Project | Project management software | yes | no |
| Microsoft SharePoint | Document management software | yes | no |
| Microsoft SQL Server | Data base user interface and query software | yes | no |
| Microsoft SQL Server Reporting Services SSRS | Data base reporting software | yes | no |
| Microsoft Visio | Process mapping and design software | yes | no |
| Microsoft Visual Basic | Development environment software | yes | no |
| Microsoft Visual Basic for Applications VBA | Development environment software | yes | no |
| Microsoft Word | Word processing software | yes | no |
| Oracle Database | Data base user interface and query software | yes | no |
| Oracle PeopleSoft | Enterprise resource planning ERP software | yes | no |
| Oracle Primavera Enterprise Project Portfolio Management | Project management software | yes | no |
| Perl | Object or component oriented development software | yes | no |
| PyTorch | Data base user interface and query software | yes | no |
| Ruby | Development environment software | yes | no |
| Salesforce software | Customer relationship management CRM software | yes | no |
| SAP software | Enterprise resource planning ERP software | yes | no |
| SAS | Analytical or scientific software | yes | no |
| ServiceNow | Data base user interface and query software | yes | no |
| TensorFlow | Analytical or scientific software | yes | no |
| Teradata Database | Data base management system software | yes | no |

## Work Context


## Preparation

- **Job Zone:** 4
- **Job Zone Name:** Job Zone Four: Considerable Preparation Needed
- **Education:** Most of these occupations require a four-year bachelor's degree, but some do not.
- **Experience:** A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified.
- **Svp Range:** (7.0 to < 8.0)

### Education Distribution


## Person Fit

| Name | Family | Value |
| --- | --- | --- |
| Finance | specific_interest_area | 6.28 |
| Mathematics/Statistics | specific_interest_area | 6.14 |
| Dependability | work_style | 6 |
| Conventional | career_interest_type | 5.36 |
| Attention to Detail | work_style | 5 |
| Investigative | career_interest_type | 4.96 |
| Enterprising | career_interest_type | 4.92 |
| Integrity | work_style | 4 |
| Accounting | specific_interest_area | 3.87 |
| Business Initiatives | specific_interest_area | 3.07 |
| Information Technology | specific_interest_area | 3.05 |
| Management/Administration | specific_interest_area | 3.04 |
| Office Work | specific_interest_area | 3.03 |
| Intellectual Curiosity | work_style | 3 |
| Cautiousness | work_style | 3 |
| Law | specific_interest_area | 2.72 |

## Related Roles

| Soc Code | Slug | Title | Tier |
| --- | --- | --- | --- |
| 13-2099.01 | role-13-2099-01 | Financial Quantitative Analysts | Primary-Short |
| 13-2051.00 | role-13-2051-00 | Financial and Investment Analysts | Primary-Short |
| 11-3031.03 | role-11-3031-03 | Investment Fund Managers | Primary-Short |
| 13-2052.00 | role-13-2052-00 | Personal Financial Advisors | Primary-Short |
| 13-1111.00 | role-13-1111-00 | Management Analysts | Primary-Short |
| 41-3031.00 | role-41-3031-00 | Securities, Commodities, and Financial Services Sales Agents | Primary-Long |
| 13-2041.00 | role-13-2041-00 | Credit Analysts | Primary-Long |
| 13-2061.00 | role-13-2061-00 | Financial Examiners | Primary-Long |
| 11-3031.00 | role-11-3031-00 | Financial Managers | Primary-Long |
| 15-2051.01 | role-15-2051-01 | Business Intelligence Analysts | Primary-Long |
| 13-2053.00 | role-13-2053-00 | Insurance Underwriters | Supplemental |
| 15-2031.00 | role-15-2031-00 | Operations Research Analysts | Supplemental |

## Career Clusters

| Cluster | Slug |
| --- | --- |
| Financial Services | financial-services |

## Education Level

- **Category:** Bachelor's degree

## Study Programs

| Title | Slug |
| --- | --- |
| Business, Management, Marketing, and Related Support Services | business-management-marketing-and-related-support-services |
| Mathematics and Statistics | mathematics-and-statistics |

## Market

- **Median Wage:** 106000
- **Mean Wage:** 119930
- **Pct10Wage:** 62270
- **Pct25Wage:** 80280
- **Pct75Wage:** 145020
- **Pct90Wage:** 182310
- **Employment:** 56320
- **Area Title:** U.S.

## Industries


### Top

| Naics | Slug | Title | Level | Employment | Median Wage | Lq |
| --- | --- | --- | --- | --- | --- | --- |
| 52 | 52 | Finance and Insurance | Sector | 34880 | 111260 | 15.34 |
| 54 | 54 | Professional, Scientific, and Technical Services | Sector | 6140 | 113720 | 1.56 |
| 55 | 55 | Management of Companies and Enterprises | Sector | 6030 | 107730 | 5.88 |
| 524210 | 524210 | Insurance Agencies and Brokerages | National industry | 3050 | 103740 | 8.43 |
| 56 | 56 | Administrative and Support and Waste Management and Remediation Services | Sector | 1160 | 99950 | 0.35 |
| 51 | 51 | Information | Sector | 1090 | 104690 | 1.03 |
| 62 | 62 | Health Care and Social Assistance | Sector | 860 | 94050 | 0.1 |
| 61 | 61 | Educational Services | Sector | 760 | 83670 | 0.15 |
| 71 | 71 | Arts, Entertainment, and Recreation | Sector | 580 | 77540 | 0.6 |
| 524114 | 524114 | Direct Health and Medical Insurance Carriers | National industry | 530 | 86890 | 3.23 |
| 81 | 81 | Other Services (except Public Administration) | Sector | 400 | 91210 | 0.25 |
| 31-33 | 31-33 | Manufacturing | Sector | 390 | 111320 | 0.08 |

### Concentrated

| Naics | Slug | Title | Level | Employment | Lq |
| --- | --- | --- | --- | --- | --- |
| 52 | 52 | Finance and Insurance | Sector | 34880 | 15.34 |
| 524210 | 524210 | Insurance Agencies and Brokerages | National industry | 3050 | 8.43 |
| 55 | 55 | Management of Companies and Enterprises | Sector | 6030 | 5.88 |
| 524114 | 524114 | Direct Health and Medical Insurance Carriers | National industry | 530 | 3.23 |
| 54 | 54 | Professional, Scientific, and Technical Services | Sector | 6140 | 1.56 |
| 22 | 22 | Utilities | Sector | 230 | 1.09 |
| 51 | 51 | Information | Sector | 1090 | 1.03 |
| 71 | 71 | Arts, Entertainment, and Recreation | Sector | 580 | 0.6 |
- **Count:** 22

## Ai Signals


## Ai Outlook


### Index

- **Value:** 86
- **Percentile:** 92
- **Band:** High
- **Version:** ai-exposure-index-v1

#### Components

| Percentile | Source |
| --- | --- |
| 95 | openai_gpts_are_gpts |
| 78 | microsoft_working_with_ai |
- **Component Count:** 2

### Exposure

| Source | Label | Value | Percentile | Band | Note |
| --- | --- | --- | --- | --- | --- |
| eloundou_gamma | LLM task exposure, γ (OpenAI / Eloundou) | 1 | 95 | High | Share of this job's tasks where a large language model plus simple tools could cut the time to do them by at least half. γ is capped at 1.0 and many jobs reach that ceiling, so treat a top score as 'in the top group', not a precise rank. |
| microsoft_applicability | AI assistant applicability (Microsoft) | 0.24116082389095245 | 78 | High | How applicable today's AI assistants are to this job's activities, measured from real Microsoft Copilot conversations. Applicability is not the same as replacement. |

### Eloundou

- **Alpha:** 0.06666666666666667
- **Beta:** 0.5333333333333333
- **Gamma:** 1

### Usage Tasks

| Task | Usage Percent |
| --- | --- |
| Interpret data on price, yield, stability, future investment-risk trends, economic influences, and other factors affecting investment programs. | 0.07733896445899699 |
| Develop or implement risk-assessment models or methodologies. | 0.027936518370314987 |
| Draw charts and graphs, using computer spreadsheets, to illustrate technical reports. | 0.024341745785899455 |
| Recommend investments and investment timing to companies, investment firm staff, or the public. | 0.02146592771836703 |
| Prepare plans of action for investment, using financial analyses. | 0.01879552522708692 |
| Produce reports or presentations that outline findings, explain risk positions, or recommend changes. | 0.010784317753246593 |
- **Usage Release:** 2026-01-15-v4-plus-2025-03-27-v2

### Bls

- **Growth Percent:** 6.5
- **Growth Percentile:** 84
- **Direction:** About average
- **Annual Openings Thousands:** 4.8
- **Annual Openings Percentile:** 48
- **Employment2024Thousands:** 60.5
- **Employment2034Thousands:** 64.4

### Sources

| Source | Version |
| --- | --- |
| bls_employment_projections | 2024-2034 |
| microsoft_working_with_ai | working-with-ai |
| openai_gpts_are_gpts | gpts-are-gpts |

## Counts

- **Tasks:** 30
- **Skills:** 33
- **Capabilities:** 0
- **Tools:** 190
- **Related Roles:** 20

## Source

- **Dataset:** gold.onet_role_starter_surface
- **Version:** 30.3
- **Generated At:** 2026-06-02T21:00:32.945303+00:00
- **Content Hash:** bf821ae8a44e6bd3